Privacy Notice

Effective Date: September 22, 2025

At 1-Money (“Company,” “we,” “our,” or “us”), safeguarding your personal data is a priority. This Privacy Notice explains how we collect, use, disclose, and protect your information when you visit our website at https://1-money.sg/ (“Site”) or otherwise engage with us. Our practices comply with the Personal Data Protection Act 2012 (PDPA) of Singapore.

1. Information We Collect

Depending on how you interact with us, we may gather the following types of information:

• Contact details such as your name, phone number, email address, and mailing address.
• Business-related information such as company registration numbers (e.g., UEN, ACRA filings) and other corporate records.
• Application materials including financial details, supporting documentation, and any information you provide to us when submitting forms.
• Technical data such as IP address, browser type, device identifiers, and how you navigate our Site.

2. How We Use Your Data

Your personal information may be processed for purposes including:

• Reviewing, managing, and responding to your enquiries or applications.
• Communicating with you about our services or updates.
• Performing background checks, due diligence, and risk assessments as part of our business processes.
• Meeting regulatory, contractual, and compliance requirements.
• Monitoring and improving the security, functionality, and performance of our Site and services.

3. Disclosure of Information

We may share your information with trusted third parties in order to operate our business. These may include:

• Our staff and authorised representatives.
• Service providers who support administrative, operational, or technical functions.
• Financial institutions, licensed credit bureaus, or other business partners involved in application review and risk evaluation.
• Regulators, law enforcement, or government bodies if required under applicable laws.

We require all third parties to maintain confidentiality and handle personal data responsibly in line with the PDPA.

4. Data Protection and Retention

• We employ technical, administrative, and organisational measures designed to prevent unauthorised access, loss, or misuse of your information.
• Although we strive to apply industry best practices, no digital system or method of transmission can be guaranteed completely secure.
• We will keep personal data only for as long as it is required to fulfil the purposes stated in this Notice or to meet legal and regulatory obligations. Once it is no longer necessary, we will permanently anonymise or securely dispose of the information.

5. Your Rights

Under the PDPA, you have rights in relation to your personal information, including the ability to:

• Request access to the personal data we hold about you.
• Ask that we correct or update inaccurate information.
• Withdraw your consent for us to collect, use, or share your data, subject to legal or contractual limitations.

All such requests must be submitted to us in writing using the contact details provided below.

6. Cookies and External Websites

• Our Site may use cookies or similar tools to enhance usability and analyse visitor activity. You may adjust your browser settings to decline cookies, though this may impact some features.
• Links to third-party websites may appear on our Site. We are not responsible for the security, accuracy, or privacy standards of these external sites.

7. Changes to This Privacy Notice

We may update this Privacy Notice from time to time to reflect changes in our practices or legal obligations. Updates will be published on this page with the revised “Effective Date.” We encourage you to review it periodically.

8. Contact Information

If you have questions about this Privacy Notice, or if you wish to exercise your data protection rights, please get in touch with us.