Wedding Loan in Singapore | Get a Marriage Loan Fast

Name: 1 Money SG
Address: Singapore

Getting married is a significant, yet often expensive, milestone. Wedding loans in Singapore can help manage upfront costs, allowing couples to focus on their big day without financial stress. Whether you need a marriage loan in Singapore or simply want a flexible loan for wedding planning, 1-Money, a licensed moneylender, can help.

(99% loan approval rate)*

What Is a Wedding Loan?

A wedding loan is a personal loan designed to cover wedding costs. It can finance expenses like venue, catering, attire, and the honeymoon. Couples borrow a set amount and repay it in monthly instalments.

Here are four common scenarios where a wedding loan can help:

Venue and Reception Costs

Hosting a banquet or reception at a hotel or restaurant can take up a large portion of your wedding budget. A Singapore wedding loan can help cover deposits and balance payments.

Bridal Packages and Attire

From designer gowns to suit rentals and photography, bridal packages can be costly. Wedding loans give you the flexibility to spread these costs out over manageable instalments.

Honeymoon and Travel Expenses

Many couples dream of a honeymoon abroad. A marriage loan can help fund travel costs, accommodation, and experiences without dipping into savings or emergency funds.

Unexpected Last-Minute Costs

Extra guests or vendor add-ons can arise unexpectedly. Having access to a wedding loan in Singapore ensures you’re prepared for any surprises.

Why Choose 1-Money’s Wedding Loans?

1-Money is a licensed moneylender regulated by Singapore’s Ministry of Law, providing accessible and transparent lending solutions tailored just for your special day.

What makes us different:

Who Can Apply for a Wedding Loan?

Before applying for a wedding loan in Singapore, it’s important to understand the basic eligibility requirements. At 1-Money, we aim to make our wedding loans accessible to a wide range of customers — whether you’re just starting out in your career, self-employed, or planning your big day with a foreign spouse.

You can apply for a wedding loan if you meet the following criteria:

Age

You must be 18 years old and above.

Employment Status

Applicants should be either employed or self-employed with a stable source of income.

Residency

Open to Singapore Citizens, Permanent Residents (PRs), and eligible Foreigners (S Pass or Employment Pass) residing in Singapore.

How Much Can I Borrow for My Wedding Loan?

At 1-Money, we understand that every couple’s wedding budget is different — whether you’re planning a modest celebration or a grand banquet. That’s why our wedding loans are designed to provide flexible borrowing options that match your financial capability and repayment comfort.

Here’s a general guide to how much you can borrow:

Annual income	Singaporeans / Singapore PRs	Foreigners
Under $10,000	$3,000	$500
$10,000 to $19,999	$3,000	$3,000
$20,000 and above	6X monthly salary	6X monthly salary

If both partners apply for the wedding loan jointly, your combined income may allow you to qualify for a higher loan amount. Joint applications also strengthen your overall repayment ability and can make the approval process smoother.

What Are the Necessary Documents for a Wedding Loan?

When applying for a wedding loan in Singapore, preparing the right documents in advance helps speed up approval and ensures a smooth application process. Here’s what you’ll need based on your employment type and residency status:

For Singaporeans and PRs Employed (Full-time or Part-time):

Self-Employed (e.g. commission-based earners, gig workers, freelancers)

For Foreigners

What Our Customers Say

Our customers trust 1-Money for fast, transparent, and friendly service when applying for a wedding loan in Singapore.

Yee Joey

Really helpful and professional throughout the whole process. He explained everything clearly and made sure I understood what... Read More

Brandon

Smooth and efficient loan process with clear terms. The staff were helpful and approval was fast. Overall a... Read More

Meow Nyahhh

1st time here & it has been very smooth. Staff are friendly & made me feel welcome

nyanlinn htet

If all the information you provide is complete and accurate, I would like to recommend this place as... Read More

JEFF CHAN

I had a great experience with 1-Money Money Loan Center.Staff was professional, friendly, and explained everything clearly, which... Read More

3 Steps to Apply for a Wedding Loan

Submit Your Application

Apply online via our website or walk in with the necessary documents.

Verification & Discussion

Visit our office for face-to-face verification and discuss your loan terms and requirements.

Finalise and Receive Funds

Once approved, sign the loan contract and receive your funds via cash or bank transfer.

FAQs for Wedding Loans in Singapore

How fast can customers get their wedding loan?

You will receive the funds immediately after the contract is signed and finalised, subject to completion of the approval process. Don’t worry, the approval process doesn’t take long!

What is the interest rate for your wedding loans?

Under the Ministry of Law’s regulations, licensed moneylenders in Singapore are permitted to charge no more than 4% interest per month. At 1-Money, our rates are as low as 3.92% per month.

How can I improve my chances of getting approved for a wedding loan?

To ensure a smooth application process, maintain a strong credit score, provide evidence of consistent income, and submit accurate and complete information.